Business Class Banking

Online Cash Manager

Control, manage and protect your business assets anytime, anywhere.

• Manage cash flow more tightly and make your cash work harder
• Transfer funds between business and personal accounts, set up alerts, reminders and more
• Save time by automating more financial tasks
• Protect your business against the threat of fraud with the Fraud InspectorSM feature

Online Payroll/Online 401k

Save time, hassle and cost by managing your Online 401k and payroll together.

Online Payroll

• Complete your payroll in three easy clicks
• Reduce risks by avoiding late penalties on
  tax payments
• Automatically feed employee data to Online 401k accounts (when linked together)

Online 401k

• Easy to set up and maintain
• Get features you'd expect from a large plan at an affordable price
• Gain convenient online access for plan sponsors and participants

Online Check Deposit

Enjoy the highest level of convenience, saving time, money and worry.

• Submit check images for deposit right from your office
• Get money into the bank faster — with deposits as late as 10:30 pm (ET) with
  same day credit
• Improve employees efficiency by saving time and trips to the bank

Merchant Services

Accelerate your business cash flow with this smart solution.

• Offer the convenience of credit and debit payment options for your customers
• Enjoy payment solutions tailored to
  fit your business
• Access your funds the next business day when you combine Merchant Services
  with a business checking account

Financial Fitness Kit

Improve your cash flow with the Financial Fitness Program, one of many helpful tools
you'll find at BizSolutionsCentral.com. This tool teaches you four practical steps to help improve your cash flow. Highlights include:

• Buying smarter
• Forecasting sharper
• Controlling expenses
• Collecting faster

Cash Management Evaluator

Managing your cash flow is critical to keeping your business running smoothly. Use this helpful tool to help you get a customized report with valuable suggestions for addressing cash-flow challenges. Find this and more at BizSolutionsCentral.com.

Second Shift Webcasts

As part of our commitment to our valued Business Class Banking clients, we offer this webcast series at BizSolutionsCentral.com as another helpful resource for advice and strategies for your business — both practical and out-of-the-box.

SunTrust Service Excellence

Recognition from clients for our outstanding service is the greatest proof of our total commitment to helping small businesses grow.

• Winner of 12 Greenwich Excellence Awards
• One of the nation's leading SBA lenders

For more details, fill out the form to the right.

Why SunTrust?

Our dedicated SBA specialists will help you navigate the loan process. From application to approval, we have the expertise to help you secure the financial resources you need.

• Use loans for long-term financing of real estate, machinery, equipment and inventory
• Open lines of credit for working capital and managing seasonal cash flow
• Start or expand your business with great programs designed just for veterans and members of the military

For more details, fill out the form to the right.

The Benefits of
the SBA Program:

• Requires low down payment (as little as 10%)
• Offers longer amortization (up to 25 years), resulting in significant cash flow benefits
• Features loans with a government
  guarantee, which means they are not collateral dependent
• Offers available financing for expansion
  and working capital
• Offers available financing for
  earlier-stage companies

For more details, fill out the form to the right.

The 3 types of SBA Loans

At SunTrust, we offer a wide array of lending products to help drive your business to the next level.

It's how we've become one of the top small business lenders in the country.

For more details, fill out the form to the right.

Your Bill of Rights

With SunTrust Business Class Banking, every business owner regardless of the size of her or his business has certain inalienable rights that can never be taken away. While these rights may not be self-evident to other banks, they are most evident to us.

With SunTrust, You Have the Right:

• To a banker as passionate and dedicated to the success of your business as you are.
• To be treated fairly, honestly and with respect.
• To expect your banker to call you back on your terms.
• To meet with your banker around your schedule, not the bank's.
• To a bank that guides not hides; in the spirit of true transparency, the bank will always disclose all terms
  and conditions.
• To a banker who is proactive and comes to you with business ideas before you've asked.
• To expect your banker to go to great lengths to get to know your business, as well as you, personally.
• To receive no lip-service by a SunTrust banker. The bank will mean what it says, and say what it means.

If you're not getting all this today, call 877.370.5115. Or fill out the form to the right.